How to exchange items?
Use this tip to manage the Monastery Credits. For example, you can exchange them for experience scrolls. When done, sell them and you will get 100g for each scroll.
Now I will tell you how to manage Imperial Commendations. If you exchange them for Superior Salvage Kits and sell for 800g each.
Want to learn one more trick? Then read the following! This trick is about the drop rate. Actually, it depends on the number of your henchmen. Note that if you are the only one player in the game, each henchmen can reduce the drop rate by one-half, so when you have a large group of henchmen, your chances to get a drop are not big. Also when your enemies drop the gold, you will have to share this gold with your allies.